"With Held" is two words now?

From my email inbox.

Dear Friend,

I know that this short memo would certainly come to you as a surprise due to the fact that we haven’t had any previous correspondence with each other. In spite of this, I will appreciate it if you will permit me to inform you of my desire to execute a business with you which will certainly be of a mutual benefit to both of us.

I am Dr Mathew Bertin, accountant by profession. I work as an external auditor with my Bank and i discovered an Account that had been dormant for the past seven years.The account belong to a single holder (NAME WITH HELD).I am seeking your assistance at your willing so that we can do this financial transaction together so that you can claim this Funds through your foreign account. You have the absolute right to claim the fund hence you are a foreigner. If you know that you can handle such transaction, get back to me with your ideas alongside with your Direct Contact Phone Number for urgent and more discussion.

Best Regards.
Mathew Bertin

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Um.  No thanks Matt.  And "withheld" should be one word.